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Two of the primary considerations are probably # The ability of the applicant to pay back the money if the bond is called (surety bonds are not insurance - they are a promise to pay on your behalf, but you must immediately pay the bonding company back). For this, they'll look at your assets, credit, income, etc. It's a lot like applying for a loan, and you'll need to give your broker or agent at least 3 weeks to properly market your bond application & allow the bonding company to underwrite it. # The likelihood of the bond being called. In other words, if it's for construction completion, have you completed all of your prior projects or have you abandoned any?

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Q: What does a bonding company look for in providing a bond?
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