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Depends on the lender and their document package. Here is a list: Deed of Trust & Grant Deeds Name Affidavit Occupany Affidavit Note (some require this)

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Q: What documents are notarized in a mortgage loan package?
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What is a mortgage loan?

house documents are mortgage and title deed at register office


What is documentation is required for a mortgage loan?

hat are the the essential documents fro creation of eqitable mortgage?


How Do I Get Copies Of My Mortgage Loan Origination Agreement?

You should have been given a copy when you signed you original loan documents. If not, ask your Loan Officer for a copy.


What if a loan document is notarized and the person who notarized it is not a notary public and proven not to be one by the state's Secretary of State office?

We (my husband and I) got a mortgage loan. We signed a 30 year mortgage. The loan officer took the loan papers back to his office, changed the terms to a 15 year mortgage w/balloon pymt., and had it notarized by a woman that Secretary of State's office has verified has never been a notary in the state of South Carolina. We ended up losing our home in a foreclosure and it wasn't until it was all over did we realize these things. We've filed a lawsuit, representing ourselves, unfortunately, but that's the only way we could do it. I would think that contract law would be specific and that the entire loan/mortgage would have been null and void from day one.


What is the purpose of a conforming mortgage?

Fannie Mae worked with Freddie Mac to develop uniform mortgage documents and national standards for what would come to be known as conforming loan .


Where can I get some mortage loan training so I know what I am doing before I buy a house?

You can get some mortgage loan training from non profits that focus on helping people understand home mortgage documents. You can also ask friends and family for information about the loan process.


Will your husband be liable if the Home goes into default and the home is in the wife's name?

your husband will be liable only if his name appears on the loan or mortgage documents as a co-guarantor of the loan


Is a mortgage considered a bond type security?

No. A mortgage is a loan secured by real estate.No. A mortgage is a loan secured by real estate.No. A mortgage is a loan secured by real estate.No. A mortgage is a loan secured by real estate.


Can the mortgage company call the mortgage early When making payments on time or early if the bank is in financial distress can they call early?

You need to refer to your specific loan documents, but typically the morgage company can not accelerate your loan unless you default on the payments.


What notary fees should you charge at Hud closings?

If the Notary does not work for the lender they can charge a signing fee for loan docs. Each set of docs may differ in the number of documents that need to be notarized. The Deed of Trust is always in the loan docs and must be notarized. ($10.00 per signature), the Name Affidavit, and the Occupancy statement usually need notarization. For one set of Loan Docs, (only one loan) the average cost is $150.00. Once you receive the Loan docs look through them and count the notaries. Any document that the Lender is requiring a notary on will have the wording and a place for the notary to stamp the document. A notary will charge whatever is dictated by the actual documents that are being signed or a flat rate signing fee which is the norm. More important is the terms of the loan and the fees you are being charged by the Mortgage Broker and Lender. That is the Bank and it's pimp.


Is there penalty for paying off mortgage early?

You would need to consult your loan documents. In principle there could be, though usually there isn't.


How can I pay my mortgage loan on-line?

“How can I pay my mortgage loan on-line?”