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Online banking has actually radically changed the way consumers select and use various financial services. They no longer have to visit their bank branch for banking services. They can do anything they want from the comfort of their homes using their computer. This is an easy alternative when compared to visiting your bank and standing in a queue.

They can do things like:

a. check their account balance

b. create fixed/recurring deposits

c. transfer funds to other accounts

d. etc.

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