call and cancel
Bank of America may issue "Mervyns Credit Cards". Also GE capital retail banks offer this credit card as well. Most banks offer many different verities of credit cards, it will depend on your credit score.
We had to cancel our credit card to get rid of the continuing charges
No, they already gave you the credit when they charge you for the month. You can use your credit, and then cancel. You will still have access to all of your books, even after you cancel.
credit department handles the credit granting, credit collection and credit limits of their applicants
closed-end credit :)
Bank of America may issue "Mervyns Credit Cards". Also GE capital retail banks offer this credit card as well. Most banks offer many different verities of credit cards, it will depend on your credit score.
Can I CANCEL this credit card
The only ways to cancel an accidental purchase on a parent's credit card is to cancel the order from the producer/provider or cancel it through the credit card's business.
We had to cancel our credit card to get rid of the continuing charges
No, they already gave you the credit when they charge you for the month. You can use your credit, and then cancel. You will still have access to all of your books, even after you cancel.
credit department handles the credit granting, credit collection and credit limits of their applicants
closed-end credit :)
It is considered a derogatory mark on a consumer's credit report to have the notation "closed by credit grantor" rather than "closed by consumer".
One may always cancel their credit card, however, if one has a balance outstanding, one is STILL RESPONSIBLE FOR PAYING. From a credit reporting standpoint, it is never good to cancel a credit card because the number of open accounts is reduced and the relative credit usage is reduced (both resulting, generally, in a reduction of credit score).
Your credit score can go down when you cancel a credit card. It often will decrease because now the amount of credit available to you is less. The change in your credit score (+ or -) will be most likely updated the 1st of the following month.
call the company/ bank
fantage