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Apparently not!
We are in the throes of dealing with one that's 18 mos. old. Customer purchased a product that came with a 1 yr warranty. After repairing the item and replacing the product the customer's warranty ran out and they wanted another repair done, 21 months after purchase.
It was clear the customer was not taking care of the product and our company refused to replace the item since the warranty had expired. We said we would repair the item but the customer would have to pay our regular repair fees. The customer balked and filed a Chargeback with his Credit Card company. The bank took the $2700.00 right out of our account. We are in the middle of disputing the Chargeback.
Original transaction was 21 months ago!
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How much is the limit on a Halifax credit card?
The limit on a Halifax credit card is determined by the credit history of the applicant. There can be no way of knowing ahead of time what the limit will be on the card.
Increase credit limit for credit card?
If you want to increase your credit card limit, you should use it regularly and create a predictable credit card history. Pay your bills on time.
How can I prevent my credit card from being declined?
You can prevent your credit card from being declined by paying your bill on time and not exceeding your credit limit.
Are the odds great if you don't have a great score but have paid this particular card always on time that they won't lower your credit limit?
If you pay credit card 1 on time and are never late, but your overall credit score is poor, are chances good that they won't lower the credit limit on credit card 1
What are the limit options on a Capital One credit card?
The credit card limit at minimum would be 200. The highest limit that is offered is 2500. Even if you get the lower of the credit limits, the limits tend to go up quickly as long as you pay on time.
How much is the limit on a Halifax credit card?
The limit on a Halifax credit card is determined by the credit history of the applicant. There can be no way of knowing ahead of time what the limit will be on the card.
Increase credit limit for credit card?
If you want to increase your credit card limit, you should use it regularly and create a predictable credit card history. Pay your bills on time.
How can I prevent my credit card from being declined?
You can prevent your credit card from being declined by paying your bill on time and not exceeding your credit limit.
Are the odds great if you don't have a great score but have paid this particular card always on time that they won't lower your credit limit?
If you pay credit card 1 on time and are never late, but your overall credit score is poor, are chances good that they won't lower the credit limit on credit card 1
What are the limit options on a Capital One credit card?
The credit card limit at minimum would be 200. The highest limit that is offered is 2500. Even if you get the lower of the credit limits, the limits tend to go up quickly as long as you pay on time.
What happens if you exceed your credit limit?
In most cases you will receive a over limit fee.Sometimes if you call the credit card company and ask, they may give you credit if this is your first time .and have always paid on time.
Does lowering your credit limit on a card hurt your credit score?
Lowering a credit card's limit may cause a credit score to go up, down, or remain the same. Factors that impact a credit score can include: the amount a credit limit is reduced, on-time payments, new accounts being opened and if balances are paid down or increased.
How can I improve my changes of getting approved for a credit card?
You can start by never paying over your limit on a credit card. You will have a good credit score that way and will always be approved. If you do go over your limit and fail to pay back the debt in time, your credit score will get worst.
Can you get credit after you file bankruptcy?
Yes you can. One of the best ways to reastablish your credit is to get a secured credit card. This is a credit card with a set spending limit. Say you give the credit card company $500 that will be your spending limit. Just use the card for normal purchases you would make anyways like gas. Then make the monthly payment on time every month. Within no time at all you will be back on the right track. Capital one for example offeres a secured credit card and there are others out there.
After you have cancelled a credit card how long does it take for that cancellation to show up on your credit report?
The time limit is usually 30-60 days but that really depends on the creditor. They have no legal time limit in which to notify CRA's.
What is the time limit for processing a debit card charge?
A debit card charge must be posted no more than 30 days from the date of purchase. The merchant can still post a charge after the 30 days however they open themselves up to getting a chargeback from the cardholder/bank. A chargeback is a right that every cardholder/bank have. It is a way for the CH/Bank to get back their money when a merchant incorrectly processes a transaction.
What is the name for the amount you can charge on a credit card?
This probably refers to the "card limit" on a given card. It's the maximum dollar amount that can be charged on a card. It could be the maximum limit on a brand new card, or some other limit based on an unpaid balance or new restriction that "lowers the limit" on the card at a given time. If you have a card with, say, a $10,000 limit, you can buy up to $10,000 at one time (with no balance) on that card. If you have that card and have charged, say, $5,000 on it in the last couple of days, you have a "new" or "effective" limit of $5,000 on it.
