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When filing Chapter 7 is a car loan department discharged by your credit union?
An automobile loan is secured by the vehicle title, meaning that the lending institution has filed legal notice of interest in the vehicle. Even if you file chapter 7 bankrupcy, the lending institution can repo the car if you don't make payments.
What are the differences between a secured and unsecured credit card?
I have never heard of credit card that is unsecured. So you better off check with the proper legal bank's credit card then apply for one, don't put yourself into the scam.
Does Capital One have a secured credit card?
They used to. Call them or go online to check them out. Other secured credit cards and student secured cards can be obtained at Wells Fargo and other banks. Also you can check your local credit unions. Also, if you live in Arizona, you can go to Arizona State Credit Union and get a 'Shared Secured Loan' if you are trying to build credit or re-establish credit. This is a hidden unknown secret! Ha, now the whole world knows. If you are looking for a 'secured credit card' this might mean that you have less than perfect credit. If you do, you may want to exercise your right by federal law, the Fair Credit Reporting Act and clean up your credit reports. Yes it is legal in all 50 states and Yes, it is something you can do for free. If you do not know how, contact a reputable certified credit consultant who does credit repair/restoration and rebuilding(not blind credit repair sites that are working from their basement). Get one who also knows all the federal laws and can educate you further! Remember, knowledge is power and it will save you thousands of dollars over your lifetime!
How long will a chapter 7 bankruptcy appear on your credit report?
The credit accounts will appear in the credit portion of your report for seven years from their date of last activity. The legal item will appear in the public record portion for 10 years from the date of its' discharge.
What can you file Chapter 13 on?
What is Legal to file Chapter 13 on ?
When filing Chapter 7 is a car loan department discharged by your credit union?
An automobile loan is secured by the vehicle title, meaning that the lending institution has filed legal notice of interest in the vehicle. Even if you file chapter 7 bankrupcy, the lending institution can repo the car if you don't make payments.
What are the differences between a secured and unsecured credit card?
I have never heard of credit card that is unsecured. So you better off check with the proper legal bank's credit card then apply for one, don't put yourself into the scam.
What is considered a secure claim for proof of claim in chapter 11?
A "Secured" - not secure- claim is one where the underlying debt or liability is a secured type loan or credit. that means it is like a car loan where the lender is officially in a position of interest, (legal claim of ownership or lien already in existence) to some type of specific asset of the debtors. That asset will be used to secure his recovery before being available to anyone else.
If your wages are garnished for a credit card debt do you list it as a secured debt when filing bankruptcy?
No, credit card debt is always considered "unsecured" regardless of what legal action may have been implemented in the collection of monies owed,
Does Capital One have a secured credit card?
They used to. Call them or go online to check them out. Other secured credit cards and student secured cards can be obtained at Wells Fargo and other banks. Also you can check your local credit unions. Also, if you live in Arizona, you can go to Arizona State Credit Union and get a 'Shared Secured Loan' if you are trying to build credit or re-establish credit. This is a hidden unknown secret! Ha, now the whole world knows. If you are looking for a 'secured credit card' this might mean that you have less than perfect credit. If you do, you may want to exercise your right by federal law, the Fair Credit Reporting Act and clean up your credit reports. Yes it is legal in all 50 states and Yes, it is something you can do for free. If you do not know how, contact a reputable certified credit consultant who does credit repair/restoration and rebuilding(not blind credit repair sites that are working from their basement). Get one who also knows all the federal laws and can educate you further! Remember, knowledge is power and it will save you thousands of dollars over your lifetime!
How long will a chapter 7 bankruptcy appear on your credit report?
The credit accounts will appear in the credit portion of your report for seven years from their date of last activity. The legal item will appear in the public record portion for 10 years from the date of its' discharge.
Can a chapter 7 bankruptcy end a law suit on a credit card?
Yes. The legal action is terminated by the automatic stay. However, whether the credit card debt is discharged depends on how recently the card was used and for what.
What can you file Chapter 13 on?
What is Legal to file Chapter 13 on ?
Where might one go to locate a list of secured loan companies?
One can locate a list of secured loan companies from: Finance Central, U Switch, Money Saving Experts, Money, Macy Legal, more 4 Loans, Comm Bank, Credit Jungle, Money Extra, Freedom Finance.
If you incur a debt on credit card after you file chapter 13 and are still under the bankruptcy can that credit card company do anything legal to collect your debt?
Declaring bankruptcy does not allow you to go out and spend money without having to pay it back. Yes, the debt is not covered by the Chapter 13 filing, so they can do what they can to collect the new debt.
How do you get a dismissed Chapter 13 it off your credit?
I may be wrong about this, but it is my understanding that you CAN'T get a Chapter 13 off your credit report until it automatically comes off 7 years from the date it was filed. But, if it's on there longer than 7 years, you can ask the credit reporting agency to remove it. A Chapter 13 bankruptcy is listed on your credit report for 7 years regardless of why the case was filed or whether it was successfully completed or dismissed (and Chapter 7's are on your credit for 10 years). Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.
Can you take the tailgate off your truck and be legal?
Yes as long as your load is secured.
