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I asked this to a friend of mine who now lives in France
I wrote a summary of what they said.
In France, it is generally cheaper to use a debit card for transactions, as there are often fewer fees associated with debit card usage.
Debit cards are linked directly to the cardholder's bank account and typically do not incur additional charges beyond any foreign transaction fees that may be imposed by the bank. Credit cards, on the other hand, may come with additional fees, such as foreign transaction fees, cash advance fees, and potentially higher interest rates if the balance is not paid off in full each month.
I hope that this helped!
The cost-effectiveness of using debit or credit cards in France can depend on various factors, including the specific terms and fees associated with your individual cards and your financial institution. Generally, debit cards might be more cost-effective as they are often associated with lower fees, especially for international transactions. However, credit cards may offer additional benefits such as travel rewards or purchase protection.
To get the most accurate information, it's recommended to check with your bank or credit card provider about any foreign transaction fees, currency conversion fees, or other charges that may apply when using your cards in France. Additionally, consider notifying your bank of your travel plans to avoid any potential issues with card usage abroad.
I have done both overseas, my one caution in using the ATM's overseas is be careful. Both uses are expensive when withdrawing cash. The only advantage of the credit card is that if something goes wrong you can stop the transaction. I used my debit in a Rome ATM to get cash and the machine didn't give me the cash but the money was taken out of my account. I contacted the bank before leaving Italy and they replaced the money I lost, but it took some doing and a few hours work on my part. Before you leave the states make sure you tell your credit cards and the bank where you are going for how long because if you don't they will freeze your card.
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Are credit and debit cards identified as credit or debit cards?
Based on the cards I have, if it is a debit card the word Debit appears on the front above the Visa, Mastercard or American Express logo. Credit cards typically only contain the logo.
Is credit card and debit card considered as a cash?
No, credit cards are loans and debit cards are checks.
How can you identify credit card from dedit card?
Credit cards say "credit" And debit cards say "debit". Hope this helps!
What is the adverb for credit?
Credit and Debit cards, Credit.
How do you tell whether the master card is a debit or credit?
All debit cards can be used as credit.
Are credit and debit cards identified as credit or debit cards?
Based on the cards I have, if it is a debit card the word Debit appears on the front above the Visa, Mastercard or American Express logo. Credit cards typically only contain the logo.
Is credit card and debit card considered as a cash?
No, credit cards are loans and debit cards are checks.
How can you identify credit card from dedit card?
Credit cards say "credit" And debit cards say "debit". Hope this helps!
What is the adverb for credit?
Credit and Debit cards, Credit.
How can I pay my bill?
Online - Using Debit/Credit Cards At a local MetroPCS Authorized Dealer - Cash, Credit Cards, Debit Cards.
Are processing rates lower for debit cards vs credit cards?
credit cards
What is a debit card used for?
A debit card is similar to a credit card, as they typically will contain a Visa, Mastercard or American Express logo. There are two typical types of non-credit cards: gifts cards (which do not have your name on the card) or debit cards (with your name). Debit cards are issued by a bank and generally have conditions for use and monthly maintenance fees. Debit cards can be used in many of the same ways a credit card can: in-person purchases, online purchases, ATM withdrawal (check your card). The difference between a credit and debit card is that debit cards traditionally do not affect your credit rating, whereas credit cards do.
How do you tell whether the master card is a debit or credit?
All debit cards can be used as credit.
When using a debit card to make a purchase will choosing either the credit or debit button help your credit score?
No. Debit cards have no connection to credit.
How does a debit cancellations show up on a credit report?
Debit cards do not report to the credit bureaus and therefore closing a debit card will have no impact on your credit score.
Does McDonald's accept credit cards?
Yes, and debit cards too.
Is bdo debit cards can be a mastercard?
Yes, banks like bdo can issue MasterCard credit and debit cards.
