PMI has absolutely nothing to do with the death of a home owner. There is no benefit to the PMI in this situation. A Mortgage Life Insurance policy would be of great benefit as it would pay off the mortgage on the house at the death of the homeowner.
Unless there are gift or estate tax consequences, then a $500,000 death benefit should pay the beneficiary an exact $500,000. Life insurance benefits will generally be paid income tax free.If the situation is more complicated than it would have to be assessed differently.
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No. Life insurance benefits are not eligable for taxation unless the insured passed away without assigning a beneficiary. In this situation the benefits are paid into the deceased's estate and are subject to any back taxes or child support owed by the deceased, or the would be inheritor. Cash value is not the same as an insurance benefit and may be taxable in some situations. Group (employment) insurance has no cash value.
It would depend on the reason for your fall, but most likely your insurance would not cover you for that.
Life insurance: When you want to provide for your family after you die; Renter's insurance: When your personal possessions are stolen from your apartment; Disability insurance: When you have to take a month off from work because of an injury or illness; Liability insurance: When you cause a car accident that injures other people.
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A magnetic sweeper would be useful in a situation when someone needs to pick up and find metal items, such as iron. This may be useful in steel work companies.
Catastrophic Insurance is an insurance policy that is minimum coverage and only protects you in the situation of a catastrophe. There would be no need for you to buy an insurance policy like that.
Landlord's insurance would be necessary to protect the owners's property in the event of mishap but it would remain the responsibility of the tenant to cover their own belongings with tenant insurance.
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Such a situation would assume there is a trust in place. A good lawyer would suggest a interested party such as a family member.
John Hancock is a company that offers life insurance. Life insurance is pretty expensive depending on your age and what kind of health you are in. You would have to ask them based on your situation.
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Progressive.com is the most widely known website that would provide several auto insurance quotes but one other useful website would be netquote.com
The cheapest car insurance company is highly dependant on your situation. I would recommend using a local insurance company website that compares rates to find which one is best for you.
Their are several health insurance comparison websites that would be useful. 'E health insurance' and 'health on line' both offer a good selection of companies and quotes.