Usually you would sign loan papers at a title company or a location handling the change of title.
The mortgage company can not add your name to a loan that you did not close on. However.... Several states allow companies that extend credit to hold both spouses liable if they are married at the time the debt was incurred. I would recommend that you talk to legal counsel in your state if you are in this situation.
no
No, as long as the loan will close this month and you will not be over 30 days late, there is no point in paying it. Your payoff will be good thru the date you close the loan. You will not get any interest back if you pay it.
we took a reverse mortgage received no paper work the title company sent a man to our house to close he came hours late and we had no time to read anything i was told if i didn't take this loan we would go into foreclosure so what could i do i later found out by law they were to sent papers truth in leanding prior to closing is this correct
Usually you would sign loan papers at a title company or a location handling the change of title.
Mortgage Points Calculator Should you buy points? Buying points when you close your mortgage can reduce its interest rate, which in turn reduces your monthly payment. But each "point" will cost you 1% of your mortgage balance. This calculator helps you determine if you should pay for points, or use the money to increase your down payment. Click on the "View Report" button to review your information.
Using the names in your question, a letter or card could be signed as:Ruth and Ed Baker -- if the people are close friendsMr. and Mrs. Ed Baker -- for less close friends or for business purposes
The mortgage company can not add your name to a loan that you did not close on. However.... Several states allow companies that extend credit to hold both spouses liable if they are married at the time the debt was incurred. I would recommend that you talk to legal counsel in your state if you are in this situation.
Harry Cohen Nope but your close. It's Sam GoldwinWhat_Hollywood_mogul_was_credited_with_such_expressions_as_include_you_out_in_two_words_im-possible_and_a_verbal_contract_isn't_worth_the_paper_it's_written_on
no
You can start the refinance process before the pre-payment period is up as long as you do not close on the new mortgage until the pre-payment period has expired. I would start the process about 30 days before the prepay is due. Make sure that your mortgage person knows not to close early.
No, as long as the loan will close this month and you will not be over 30 days late, there is no point in paying it. Your payoff will be good thru the date you close the loan. You will not get any interest back if you pay it.
If the account is a joint account with your mother, you and your brother, the surviving joint owners can close the account and share the balance. When the account was opened the three of you should have signed signature cards and all names should be listed as account owners. One or both of you should be able to simply make a withdrawal of the balance and close the account.
we took a reverse mortgage received no paper work the title company sent a man to our house to close he came hours late and we had no time to read anything i was told if i didn't take this loan we would go into foreclosure so what could i do i later found out by law they were to sent papers truth in leanding prior to closing is this correct
"You need to check with banks in the town you live in, or banks that are close to where you live. You will get different rates on different amounts and different credit scores."
usually 3 to 5 business days