answersLogoWhite

0


Best Answer

Negative credit information remains on a report 7 years from the last date of activity. In other words, the last date you made a payment. I recommend that you settle the debt with the stipulation that the negative entry is removed.

User Avatar

Wiki User

14y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: How long does unpaid phone bills stay on your credit report?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Continue Learning about Finance
Related questions

How long does it take for unpaid cell phone bills to come off your credit report?

7 years or change your name and move to mexico


Does cell phone or house phone bills effect credit scores?

yes,especially if it is unpaid!


How do you remove a unpaid phone bill off credit report after nine years?

Write a letter to the credit agency. I will warn you that getting things changed on the credit report is hard. They often don't do it even after several attempts.


What is an anthem report?

An Anthem Report is a instant, merged credit report on a borrower who has a thin or no credit file, the Anthem Report first utilizes any available bureau data as a baseline. It then supplements any bureau data with non-traditional credit data, such as rent payments, utility bills and phone bills. The result is a fully compliant nontraditional credit report that is accepted wherever alternative credit data is honored.


Does constant late payment on cell phone bills negatively affect your credit rating?

Depends. If the bill is not at least 30 days late from the end of the last billing cycle then it will not go on your credit report. Otherwise, if you receive a bill that has two unpaid months of service on it, then it probably will be reported as an adverse account. Absolutely. All telephone companies report their billing to AT LEAST one of the three credit bureaus (trans union, equifax, experian). Consistently paying those bills late will really hammer your credit score quickly.


Will paying your cellular phone bills on time have any effect on your credit rating?

yes, if the company reports to the credit bureaus. You may want to contact your cell phone customer service and ask whether they report your credit with them.


Who can report delinquent accounts to credit reporting agencies?

Any creditor you owe money to can report your delinquent accounts. Generally utility companies and cell phone providers will only report if you have an unpaid balance. Credit cards, mortgages and installment loans are 99.99% of the time reported.


Does a few late payment internet bill's effect your credit?

Only when the bills are turned over to collections. An ISP probably will pull your credit report, just as a cell phone company would, but an Internet account is not a credit account.


Can phone companies report to credit bureaus?

yes phone, utilities, hospitals, doctors pretty much anybody with your personal info can report to credit agencies.


Where can one get a copy of a credit report with the score?

You can obtain a credit report with the score from a number of credit agencies such as Experian. These can be either ordered in writing, on the phone or online.


Does your phone bill show up on credit report?

Yes


How can one get their credit report?

One can get their credit report by contacting their bank or provider. Other options would be to check one's credit account online, by mail or by phone.