If the transfer is done electronically before 16:00 then it will reflect the following day usually by 12:00. Am not sure about direct deposits though.
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2-3 working days
2 days max
In most cases it'll be 4-5 working days for a cheque deposit. Obviously, cash would be immediate.
Once a money order has been deposited, you cannot stop payment on it. The exception to this is if you can prove that the money order was fraudulently obtained. If that's the case, you can get your money back, but it will take some time to do so.
Banks generate a lot of income by loaning money deposited by customers out to other customers for fees and repayment with interest. This is the principle action that banks take with the money you deposit.