You have to wait eight years after filing for Chapter 7 and 4 after filing for Chapter 13.
10 years by federal law.
I've been practicing law for 30 years, predominately bankruptcy for the past 15. Last year I netted $400K, mostly from consumer bankruptcy filings. As long as banks and mortgage servicers remain stupid as dirt the future is bright!
at barclyas
bankruptcy
Generally ten years from the time of the last (closing) activity of the said bankruptcy.
You have to wait eight years after filing for Chapter 7 and 4 after filing for Chapter 13.
10 years by federal law.
You can file bankruptcy again 7 years after the last time you filed.
I've been practicing law for 30 years, predominately bankruptcy for the past 15. Last year I netted $400K, mostly from consumer bankruptcy filings. As long as banks and mortgage servicers remain stupid as dirt the future is bright!
1st bankruptcy = 7 years 2nd bankruptcy = 20 years 3rd bankruptcy = life
Bankruptcy
Bankruptcy
at barclyas
bankruptcy
It should, but only for as long as the bankruptcy is active, and only so long as the debt is listed after the bankruptcy is discharged. More accurately, the garnishment must stop when the plantiff in the judgment has received notice that there is a bankruptcy.
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.