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It really depends on the court in which the bankruptcy is being filed. Some BK courts are, due to the downturn in the economy backlogged with pending cases. Some also have had a significant reduction in personnel (clerks, trustees, etc.) and that can have an impact.

Generally a BK takes from 120 to 160 *business days from the date of filing.

*Weekends and holidays are not considered "business days".

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Q: How long does a bankruptcy filing take?
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How long does it take to see an improvement in credit score after filing bankruptcy?

About 4 to 5 years


How long do you have to wait to file bankruptcy after last bankruptcy?

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How long does it take for a house to be settled when filing bankruptcy for it to become available for sale?

Your question is somewhat complex, and there may be variations in the process due to laws of the state of jurisdiction for the bankruptcy filing. An excellent primer about either chapter 7 or 13 bankruptcy is "The New Bankruptcy, will it work for You?" 3rd edition by Stephen Elias, published in 2009 by Nolo; 346.078 E42N Dewey decimal. Also you might contact a paralegal or lawyer specializing in filing bankruptcy in the state of jurisdiction.


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In order to file bankruptcy must you have a bankruptcy attorney?

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