Freecredit.com is a site in which you can order a free credit report. This is great information to obtain for your own records and security. They do not offer free credit repair. This would need to come from a different provider.
ANSWER The APR would NOT go down because the co-signer is just a safety net just in case you default on the payment. You might have to obtain credit repair services.
In order to repair bad credit one should first of all obtain a credit card. The way that you use this credit card will help to illustrate your trustworthiness and help increase your credit rating. You should not send in multiple applications for credit cards and should not use cards which advertise their willingness to accept those with bad credit.
One can obtain Dun and Bradstreet credit reports through the company's website. One can obtain a Credit Evaluator Plus report for $61.99. One can obtain a Business Information Report for $121.99. One can obtain a Comprehensive Insight Plus Report for $151.99. You can obtain D&B credit reports on line at www.dandb.com
There are many places where one can obtain credit report monitoring services. One can obtain credit report monitoring services from popular source such as Equifax and Experian.
It all depends on the state your legal entity is operating from.
The "Aqua Credit Card" is a credit card that helps repair bad credit. It is often used for people who obtain a poor credit score.
A Credit Union is required to obtain a business license. A federal tax ID number or a social security number is also necessary to start a Credit Union.
You can obtain a free credit report from Experian once per year for free. If you try to obtain a credit report and they charge you, you may have inquired about one already.
In order to teach a credit repair course you would need a CEU certificate. Classes to obtain this certificate can be taken online.
Freecredit.com is a site in which you can order a free credit report. This is great information to obtain for your own records and security. They do not offer free credit repair. This would need to come from a different provider.
First you would have to check your state laws for licensing. But there are several very restrictive federal laws involved with credit repair. Credit Consultants Association is an organization and you have to be a member of a tread association that regulates the credit service industry.
The "Aqua Credit Card" is a credit card that helps repair bad credit. It is often used for people who obtain a poor credit score.
States and municipalities establish business licensing laws. Generally the person applying for a business license will be subjected to a criminal and credit background check and will be required to post a security bond.
Before you engage a credit repair company, I would recommend contacting the Better Business Bureau. Not only will they tell you of past complaints against the company, but they will be able to tell you if the company is licensed appropriately.
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