The asset quality of bank cannot be measured alone by relying on Financial Statement Reports (Balance Sheet). You have to check the AUDITED Financial Statements and the Confidential Management Letter issued by the External Auditor for detailed analysis and material findings about the asset accounts.
In some countries, such assets quality measure and other material findings were discussed in the notes to the financial statements and in the qualified independent auditor's report .
Standard deviation; correlation coefficient
The measure of risk for an asset in a diversified portfolio is greatly dependent on the type of asset it is. And to narrow it down further, the name of the asset is vital to a complete answer. The best answer on the information provided is what percentage of the portfolio does the asset comprise of the portfolio.
Banks also generate revenue from such services as asset management, investment sales, and mortgage loan maintenance
C- capital adequacy A- asset quality M- management quality E- earnings quality L- liquidity S- sensitive to market risk
Non-Earning Assets for banks are usually the loans for which the loan customers arent paying their monthly EMI's. Banks earn an income through the interest they get paid by the loan customers. So, if a loan customer defaults on his/her payment, the loan becomes a Non Earning or a Non Performing Asset. The term Non Performing Asset (NPA) is more commonly used than Non Earning.
Banks offer comprehensive range of Trust and discretionary asset management....
Standard deviation; correlation coefficient
The measure of risk for an asset in a diversified portfolio is greatly dependent on the type of asset it is. And to narrow it down further, the name of the asset is vital to a complete answer. The best answer on the information provided is what percentage of the portfolio does the asset comprise of the portfolio.
Asset quality ratios determines the quality of loans of a financial institution. If the ratio is high the more at risk the loans are. The lower the ratio, the less likely the loan would be at risk.
Exact Synonym for " asset" is " Plus" but there can be many others like quality, property, etc.
asset
Securities.
Risk is necessary in the investment world. The absolute measure of risk is the standard deviation which is a statistical measure of dispersion. The distribution curve shows how much an asset can deviate from its expected outcome.
From the account holders perspective yes a checking account is an asset. The amount of money you have in your checking account is your asset. From the banks perspective it is a liability because whenever you want your money, the bank has to give it to you.
Banks also generate revenue from such services as asset management, investment sales, and mortgage loan maintenance
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Both, depending on your own views. It can be a problem when it floods the banks and the houses along those banks. It can be an asset for it's beauty and tourism. The river Thames is an asset because its a toursit attraction's.Also to add to that,the river Thames allows the boats who have to cross the Thames an opportunity to cross the river to give food and drink.