Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.
7 years
Filing bankruptcy does not remove a charge off report from a credit card on your credit report. It just adds bankruptcy to your credit report.
A bankruptcy will remain on a credit report for the required ten years, it cannot be removed arbitrarily.
If you didn't actually declare bankruptcy, you can report the error to the credit bureaus. If you did declare bankruptcy, you'll have to wait for it to age off.
It should rotate off of your credit report about 7 years after being discharged. It cannot be removed.
10 years from discharge
Bankruptcy can stay on your credit report for up to 10 years. If you obtain the credit report directly from the credit reporting agency (ie. Equifax, Transunion, Experion) the report will provide you with directions on how to dispute the information.
Paperwork relating to the bankruptcy should be kept until at least the bankruptcy is off your credit report.
7 years
It should be removed from the credit report in 2009. A bankruptcy remains on a credit report for ten years from date of discharge.
No, the information remains on your credit report.
If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".
The amount of time a bankruptcy stays on your credit report after discharge differs between Chapter 7 and Chapter 13 Bankruptcy. With Chapter 7 bankruptcy, the Chapter 7 stays on your credit report for 10 years. Chapter 13 bankruptcy, after discharge, it shows for 7 years on your credit report.