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Okay two things. I need $3000 dollars right away like now whether it be through grants, loans, or credit cards. Second thing is I will not give out my credit score here, but it is between 620 and 650, so it is considered in the "fair" range.

I know it may take more than one credit card to reach that high, but the possible impact on my credit score, minimum monthly payment, interest rate, and fees are all factors that I am researching.

How can I make this possible? I know it may be hard, and that it may take more than one credit card, but I am up to the task of paying it all off.... I hope.

Also, it is worth noting that despite my fair credit rating, I have been declined for personal loans at banks and online. I suspect it is probably due to my lack of collateral. I also recently took on a new job and was not able to fully disclose accurate income figures.

Please give me any advice.

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Q: How can you get credit card or credit cards totaling 3000?
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