join a credit union, checking acct only. then in 4-6 months apply for a loan through your credit union for what ever amount you can get.Budget your money well, make all payments on time. this will be reported and will show on you credit report . Then
hit up Sears, Foley's, JCPenny's ect............ GOOD LUCK TO U
at sixteen
start building your credit, get a department store credit card, like a target card, buy stuff then pay it off the next day.
Credit building credit cards, also known as secured credit cards, allow the user to deposit a certain amount of money as collateral in order to receive the card. The higher the amount deposited, the higher the credit limit. Websites such as Credit and Bankrate offer information on how to obtain credit building credit cards.
Your question seems a bit vague, but if I am understanding you, If you have "No" Credit, and want to start building credit, then the best way is to start making some small purchases on your credit card and paying them off over time. Maybe three payments worth. However, you want to be sure that the merchant you are making payments to, actually reports to the credit bureaus. That's the key element here.
installment credit
at sixteen
As long as you pay off all your payments that you paid on your credit card your credit rating will increase.
work at redell Honda
If they have never taken out a loan, credit card, or anything else, there is no credit history. You should start building credit while in college - small credit cards and student loans are good ways.
You can start out with a prepaid card to start building your credit. Try this website www.vrtmg.com/rlunsford You can always get a pre-paid credit card. Walmart and many other stores offer them for a small service fee. Your bank can also offer you a debit card that you can use like a credit card.
start building your credit, get a department store credit card, like a target card, buy stuff then pay it off the next day.
Credit building credit cards, also known as secured credit cards, allow the user to deposit a certain amount of money as collateral in order to receive the card. The higher the amount deposited, the higher the credit limit. Websites such as Credit and Bankrate offer information on how to obtain credit building credit cards.
Your question seems a bit vague, but if I am understanding you, If you have "No" Credit, and want to start building credit, then the best way is to start making some small purchases on your credit card and paying them off over time. Maybe three payments worth. However, you want to be sure that the merchant you are making payments to, actually reports to the credit bureaus. That's the key element here.
It is never too early to start building good credit so sooner would be better. Just make sure that you keep it low so that you can always make the monthly payment and get it paid off which is what builds your credit.
installment credit
[Debit] Building account [Credit] Cash / bank
Nope. You will considered as if you were born today. No credit history in the USA? No credit given to you. It will take at least 5 years to establish your USA credit record, step by step. Jim Bunting. Toronto.