You will know if a check bounced when the bank notifies you that the payment was not processed due to insufficient funds in the account.
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A check has bounced when the bank returns it unpaid due to insufficient funds in the account. You can determine if a check has bounced by checking your bank statement or contacting your bank for information on the status of the check.
The bank will hold you responsible for the bounced check. But you can sue the person who wrote you the check that bounced for the check amount and for the resulting penalties and your court costs.
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This means the bank has bounced a check that was deposited.
You contact the person or business you wrote the bad check to and you take the money to them and pick up your bad check.