No, that is getting a loan with a loan. If anything it will count against your credit worthiness.
Why the hell you want to decrease it.. Does it BITE? Chill man.. go count the chickens...
Yes, a good credit score (credit history) is required to be approved for an FHA 203(b) loan.
no because im in 2nd grade retad
Yes. They remain as a negative item on your credit report for seven years from the date of the judgment, whether they are paid or not. You do, however, now have the right to ask that your explanation of the item be included in the report. You can provide the credit reporting agency with a paragraph explaining mitigating circumstances, such as that you did in fact pay the judgment in full.
Unpaid balances owed to insurance companies will be sent to collection agencies and will count against your credit.
no. the credit companies can look at YOUR record but they usually dont even look at it anymore. and when they do it doesnt count against you.
No it does not -- it is called a soft inquiry. The credit bureaus classify companies who pull a credit report. Some companies pull credit reports for lending, others use credit reports for non-lending purposes. Hard inquiries are those that count against credit scores and are from lenders upon an inquiry for credit. Soft inquiries or those used for non-lending practices do not count against credit scores. From the classifications used by credit bureaus, the credit scoring system can determine the type of inquiry (whether for credit or otherwise) that is pulled.
No. It is a measure used to determine if you are a good credit risk. Other considerations enter into that determination, depending on the lender you're consulting. If you are trying to get to a point where you can apply for a loan, you may want to pay off small-balance debts in full, but keep paying the larger debts when due. You may find yourself in a Catch-22 if you close some credit/store cards. You lower your debt to equity ratio, but you lower your credit score. And open credit lines, even with zero balances, count against you, since you can borrow that amount at any time.
No, that is getting a loan with a loan. If anything it will count against your credit worthiness.
You just answered your own question. If it was thrown out and don't count against you, then obviously it don't count against you.
No, the person that told you this is a fool.
No, they do not meet the requirements for college credit.
There are two types of inquiries. Soft pulls and hard pulls. Soft pulls are when you look at your own credit. They don't get counted as far as your credit score. However hard pulls are when you apply for credit. This can effect your score 2 - 5 point for each inquiry.
No. Sorry.
Nope. Anything from you doesn't count. That's a soft pull.
does rental income count against ss income limits