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You would have to be f******g stupid to have a credit card enough said.
Get a debit card and (***DONT!***) overcharge it and (***DONT***) be late on any payments and you will be very happy with your change from money to card. :)
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∙ 12y ago
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Credit cards do more harm than good?
as long as you make sure you pay the bill off in time its fine.
What kinds of Visa credit cards are good for people with bad credit?
People with bad credit can use pre-paid Visa cards since these do not require good credit or credit checks. Anyone can load money on to them and once it's used up they can't spend any more money.
What are the positives of having a credit card?
Used properly, which means paying off the entire balance IN FULL every month, credit cards can actually help your personal credit rating and credit worthy score. Just keep a couple cards - in fact, if you have too many, that will actually do more harm than good on credit ratings. Also, don't max out the cards - EVER!! Doing that illustrates your lack of ability to control spending, which may put you at risk. Never charge more than you are capable of paying in full when the statement comes due. I do this with the two cards I have, and after a couple years doing that, my credit rating jumped up considerably.
Where can one find out exactly how credit cards work?
One can find our more information about how credit cards work by visiting your local bank or credit card issuer and asking for information pamphlets about credit and credit cards.
Will paying off your credit cards raise your credit score?
things that raise your credit score are , having major cards open more than 3 years, and showing good standing with that creditor. you dont have to use a credit card to show good standing. yes paying off high dept will raise your score. and having too much on your cards even if you pay on time will lower it.
Credit cards do more harm than good?
as long as you make sure you pay the bill off in time its fine.
What is a good card credit reward travel service?
This is a travel service that is extended to cards of a good nature, more specifically those of the credit ethnicity. It's a reward system for those credit cards that have been so good as to deserve a vacation.
What are some advantages of having good credit?
some advantages of having good credit is the ability to get more credit. With good credit you are eligible for credit cards, mortgages, and any thing else that requires you to borrow money. With bad credit you can't get loans and you usually pay more for the things you want.
What kinds of Visa credit cards are good for people with bad credit?
People with bad credit can use pre-paid Visa cards since these do not require good credit or credit checks. Anyone can load money on to them and once it's used up they can't spend any more money.
Are there any good websites with information on sub prime cedit cards?
Sub prime credit cards are cards offered to consumers with lower credit scores, typically under 660 FICO. These cards tend to have lower lines of credit, higher interest rates, and more fees than the average credit card.
What are the positives of having a credit card?
Used properly, which means paying off the entire balance IN FULL every month, credit cards can actually help your personal credit rating and credit worthy score. Just keep a couple cards - in fact, if you have too many, that will actually do more harm than good on credit ratings. Also, don't max out the cards - EVER!! Doing that illustrates your lack of ability to control spending, which may put you at risk. Never charge more than you are capable of paying in full when the statement comes due. I do this with the two cards I have, and after a couple years doing that, my credit rating jumped up considerably.
What are some advantages of having credit?
some advantages of having good credit is the ability to get more credit. With good credit you are eligible for credit cards, mortgages, and any thing else that requires you to borrow money. With bad credit you can't get loans and you usually pay more for the things you want.
Where can one find out exactly how credit cards work?
One can find our more information about how credit cards work by visiting your local bank or credit card issuer and asking for information pamphlets about credit and credit cards.
Is it legal to buy drinks on credit?
Yes. Credit cards count on you charging alcohol on your credit cards. The more you lose your judgment, the more you will get into debt and take longer to pay.
How many credit cards do experts recommend a person have?
It is typically not advisable to have more than 3 credit cards. Once you have more than that your credit score can be impacted negatively.
How many different types of credit cards?
I think there are about 50 (or more) different types of credit cards in the world.
Will paying off your credit cards raise your credit score?
things that raise your credit score are , having major cards open more than 3 years, and showing good standing with that creditor. you dont have to use a credit card to show good standing. yes paying off high dept will raise your score. and having too much on your cards even if you pay on time will lower it.
