Yes, they can non-renew your policy when it expires. Depending on the type of claim though, most insurers would not drop you just for one claim.
Weather related losses are expected and beyond our control, however if the loss was the result of the homeowners negligence, then likely yes you would get dropped.
No, I have not received the home insurance claim check from the mortgage company yet.
Consider saving the leftover money from your home insurance claim for future emergencies or home repairs. Alternatively, you could invest it in a savings account or use it to upgrade or improve your home.
Some frequently asked questions about home insurance include: What does home insurance cover? How much coverage do I need? What factors affect the cost of home insurance? Can I save money on my premiums? What should I do if I need to file a claim?
If you have filed a home insurance claim through your existing home insurance company, you do have the right to change insurance companies if you were unhappy with the service you were provided, or for any other reason. As long as you have coverage in place at the time of the claim, you can cancel your policy and bind coverage with another company. It is important to receive quotes and bind your coverage before cancelling your policy because some companies will not accept homeowners with claims on their claims history report.
To file a claim for home insurance repair, you typically need to contact your insurance company, provide details of the damage, and submit any necessary documentation such as photos or estimates. An adjuster will then assess the damage and determine coverage before the repair process can begin.
They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Once you submit an auto insurance claim can your provider deny it?
Unless you present a fraudulent claim, it is illegal for any Insurance co to drop you because you file a claim.
An insurance company cannot drop you in the middle of a claim. The state department of insurance sets standards for how long it takes for the insurance company to respond to a claim, and to issue payment once damage is verified. If they have stopped contact with you and have not given you a reason I would contact your state department of insurance and file a complaint.
home inventory
Generally no. Please provide more details. Are you paying the premium?
Ring them
Yes, the insurance company will pay, but they might drop you when they finish processing the claim.
No.
Yes and no. Insurance companies do not raise your rate because you filed a claim (this only applies to "Act of God" claims). Any claim related to weather like hail, wind, flood, tornado, etc. It's called a pooling effect, so if X# of people file a claim in your area everyone's rates go up whether you file a claim or not. Insurance companies do not raise your rate just because you filed a claim. Now, they can drop you for any reason they want, but are not likely to drop you because of an Act of God claim. If they drop you because you filed an Act of God claim, then you should definitely find a new insurance company.
Yes you can withdraw your claim, but once reported, the damage and the claim filing are still on record.
Once you become the legal owner of the home and something occurs that is covered by homeonwers insurance then it is your insurance that must cover the claim. In the event the incident is not covered by your insurance policy and you feel that a material misrepresentation was made by the seller then I can only suggest getting the advice of an attorney.