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This is not a straight yes or no answer. Somethings such as bankruptcy can say on a record as long as ten years. Many things will be off your record after 7 years but not everything.

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Q: Can you remove old credit from your credit report after 7 years?
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How can you remove debts that are five years old from your credit report?

If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.


Can old debt be remove from your credit report before 7 years?

Yes it can. I took a chance and called creditors and spoke to them in a sensible way. I paid the debt in full, they removed it from my credit report like it wasn't even there. My report is now cleaned up. Re-fi here I come.


Removing old debt from credit report?

how to removing old bebt from credit report


Should old debts that are over five years old be off of your credit report?

Yes. You can get them removed. By law (the FCRA) all ACCURATE information stays on a credit report for 7.5 years. You can challenge ANY entry if you believe it to be inaccurate.


How do you remove a home loan from you credit report after bankruptcy it was listed on Bankruptcy.?

Bankruptcy information (and other legal actions like judgments) may stay on a credit report for up to ten years after the fact. If your credit report still reflects a bankruptcy after ten years, create a dispute/update request with the associated credit reporting company and include proof that the bankruptcy is older than ten years old (the state record of the original date of bankruptcy action is typically all of the proof one needs). Negative items (including home loans that may have been forgiven) may stay on your credit report for up to seven years after the occurrence, regardless of bankruptcy status. Similar to the process above, if there is negative information on your credit report after seven years, one can request an update/modification of the credit report by providing appropriate proof.

Related questions

How can you remove debts that are five years old from your credit report?

If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.


How do you remove items from your report where the most recent activity on them is over 7 years old?

Call the credit reporting agency and ask them to remove it.


How can you remove negative accounts from your credit report?

Have they been paid off,and how old are they?


Their are old credit cards on your credit report that are 10-11 years old under the statute of limitations of North Carolina you should be able to remove them right?

The SOL goes by the last time you made a payment or when they reported you delinquent. If your card qualifies then contact the credit reporting agencies and tell them to remove it.


Can old debt be remove from your credit report before 7 years?

Yes it can. I took a chance and called creditors and spoke to them in a sensible way. I paid the debt in full, they removed it from my credit report like it wasn't even there. My report is now cleaned up. Re-fi here I come.


Removing old debt from credit report?

how to removing old bebt from credit report


Paula filed for Chapter 7 bankruptcy when she was 25 years old. How old will she be when the bankruptcy is removed from her credit report?

35 years old


How do you remove an unpaid judgment more than 7 years old from your credit report?

first you can try to contact the credit bureu equifax or the other ones, or go online to budhibbs.com he may have the complete answers.


If you settle an old credit card debt with a collection agency paying the negotiated price in full will the collection agency remove the collection from your credit report?

No the collection will not be removed from the credit report. They will show it paid in full.


Can you get a copy of old credit reports say 5 years old?

Most accounts that have been closed stay on your credit report for at least 7 years from the time it was closed out.


Should old debts that are over five years old be off of your credit report?

Yes. You can get them removed. By law (the FCRA) all ACCURATE information stays on a credit report for 7.5 years. You can challenge ANY entry if you believe it to be inaccurate.


A 5 year old PAID collection shows up on my credit report and they refuse to remove it is this legal?

Items can stay on your credit for 7 years after it's last activity date - even if it's a paid debt.