If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.
Yes it can. I took a chance and called creditors and spoke to them in a sensible way. I paid the debt in full, they removed it from my credit report like it wasn't even there. My report is now cleaned up. Re-fi here I come.
how to removing old bebt from credit report
Yes. You can get them removed. By law (the FCRA) all ACCURATE information stays on a credit report for 7.5 years. You can challenge ANY entry if you believe it to be inaccurate.
Bankruptcy information (and other legal actions like judgments) may stay on a credit report for up to ten years after the fact. If your credit report still reflects a bankruptcy after ten years, create a dispute/update request with the associated credit reporting company and include proof that the bankruptcy is older than ten years old (the state record of the original date of bankruptcy action is typically all of the proof one needs). Negative items (including home loans that may have been forgiven) may stay on your credit report for up to seven years after the occurrence, regardless of bankruptcy status. Similar to the process above, if there is negative information on your credit report after seven years, one can request an update/modification of the credit report by providing appropriate proof.
If they are valid debt default entries they cannot be removed from the report until the required seven years have expired.
Call the credit reporting agency and ask them to remove it.
Have they been paid off,and how old are they?
The SOL goes by the last time you made a payment or when they reported you delinquent. If your card qualifies then contact the credit reporting agencies and tell them to remove it.
Yes it can. I took a chance and called creditors and spoke to them in a sensible way. I paid the debt in full, they removed it from my credit report like it wasn't even there. My report is now cleaned up. Re-fi here I come.
how to removing old bebt from credit report
35 years old
first you can try to contact the credit bureu equifax or the other ones, or go online to budhibbs.com he may have the complete answers.
No the collection will not be removed from the credit report. They will show it paid in full.
Most accounts that have been closed stay on your credit report for at least 7 years from the time it was closed out.
Yes. You can get them removed. By law (the FCRA) all ACCURATE information stays on a credit report for 7.5 years. You can challenge ANY entry if you believe it to be inaccurate.
Items can stay on your credit for 7 years after it's last activity date - even if it's a paid debt.