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Can credit card co. garnish wages from girlfriend's joint account from credit union?
Maybe, without knowing the state of residency it is not possible to give a more definitive answer. Each state establishes it's own banking regulatory laws. Some states do not allow the levy of joint accounts, others allow savings and loans and credit union accounts to be levied but not banks, and so on. You would need to consult the laws of the state in which you live to find out what applies in your circumstances. A simpler way would be to contact the credit union and ask them how an account levy would affect joint account holders.
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Can a creditor garnish your bank account if joint with another person?
no
Can you legally use your girlfriends debit card?
You can't because legally you are completely unrelated persons. The only way you could would be if the credit card was connected to a joint bank account.
If a student loan was obtained 15-16 years ago can they put it back on your credit report for default and can they garnish your joint bank account if no money has ever been paid?
Do you never return what you borrow?
If your husband is the primary card holder does that give you credit history in a joint account?
Yes, as long as your listed as a "Co-signer" on the account. Credit is not build if you are just an "Authorized User" if this was a credit card account. Lastly, this all assumes that whatever this joint-account is that it reports to credit.
If you have a nonperiodic garnishment against you in the state of Michigan can they garnish a joint bank account?
Yes, joint bank accounts are subject to garnishments or levy for debts of any or all of the account holders and regardless of who puts the money in.
Can Colorado garnish child support from joint account?
yes
Can a creditor garnish your bank account if joint with another person?
no
Can you legally use your girlfriends debit card?
You can't because legally you are completely unrelated persons. The only way you could would be if the credit card was connected to a joint bank account.
If a student loan was obtained 15-16 years ago can they put it back on your credit report for default and can they garnish your joint bank account if no money has ever been paid?
Do you never return what you borrow?
If your husband is the primary card holder does that give you credit history in a joint account?
Yes, as long as your listed as a "Co-signer" on the account. Credit is not build if you are just an "Authorized User" if this was a credit card account. Lastly, this all assumes that whatever this joint-account is that it reports to credit.
Can you put your payroll check in your girlfriends bank account with your name on it?
Yes. The account is considered a joint account and both individuals can deposit as well as withdraw funds from the account. There is no restriction as to the individual or individuals with whom one can make a joint account.
Is a financial association created on your credit report when two people apply for any type of joint financial account?
Yes, anytime you open a new credit account, even if it is a joint account, it is reported on your credit report either when it is opened or when it is unpaid.
If you are specified as an authorized user on a credit card account that is not a joint account can your credit score increase?
No, only the primary cardholder's credit score is affected.
If you have a nonperiodic garnishment against you in the state of Michigan can they garnish a joint bank account?
Yes, joint bank accounts are subject to garnishments or levy for debts of any or all of the account holders and regardless of who puts the money in.
Can child support garnish a joint personal loan?
Yes to the extent that the loan becomes an asset (bank account, etc.).
Can an joint account affect a credit score?
yes it can, both parties are equally responsible for the account
Can you be on a joint checking account with bad credit?
You can be, although it will be undesirable to the person you're sharing the account with.
