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A bank account can be closed only by the individual who holds the account. He/she needs to visit the bank and sign the account closure form in order to close their bank account. No one else can do that. But, if the account holder has given the legal power of attorney to another individual, he can act as a proxy for the customer and close their bank account.
Have them either just endorse it (sign the back) with just their name or have them write "Pay to the Order of Name" and sign it. Either way, you now also sign it and bring it to either your bank or the bank it was drawn from to get cash for it.
IBC doesnt seem to have any way to sign up for an account online, but several other places allow you an online bank account sign up, bank of america, wells fargo and citibank should all have online bank account sign up.
To, The Manager __________ (Fill in the name of the bank and branch in the blanks) From, _____ (Fill in your Name) ______(Fill in your Address & Phone number) Sir, Sub: Reg. Closing of Bank Account ______ (Fill in the Account number) As I would like to close my bank account _____ (fill in your bank account number) with you, kindly do the needful reg. the same. Please do the needful to close my account and repay the balance held in my account to me. Thank you ________ (Fill your name and sign) The bank would take up the request and pay you the balance as cash or check.
To, The Manager __________ (Fill in the name of the bank and branch in the blanks) From, _____ (Fill in your Name) ______(Fill in your Address & Phone number) Sir, Sub: Reg. Closing of Bank Account ______ (Fill in the Account number) As I would like to close my bank account _____ (fill in your bank account number) with you, kindly do the needful reg. the same. Please do the needful to close my account and repay the balance held in my account to me. Thank you ________ (Fill your name and sign) The bank would take up the request and pay you the balance as cash or check.