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Texas statutes only allow wage garnishment if the judgment creditor has no other means of collecting the debt owed (bank levy, lien against real property, seizure/sale of unexempt property, etc.).

The above does not apply to child support or in some instances spousal maintenance.

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Q: Can a creditor garnish your wages in Texas?
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Can a payday loan company garnish your wages?

No. In the state of Texas a creditor cannot garnish your wages no matter how much is owed.


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No They can not.....you are in one of the safe states. Texas and North and South Carolina along with Pa are safe states that can not garnish wages.


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How long does it take a creditor to garnish your wages?

Time to GarnishmentThe creditor first has to get permission from the courts to do so. It takes up to two years for the process. But it could take as little as six months. In Texas they can't garnish your wages at all.True, in Texas creditor's can not garnish your wages, but once the money is deposited in to your account, is not wages anymore and yes only after a judgment creditor's can freeze your bank accounts! If you are being sued, contact an attorney and and get legal advice. Filing for Bankruptcy will stopped everything.


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can a collection agency garnish your wages in texas


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