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Sadly, yes they can. What happens is the original creditor will sell your debt to a collector for a fraction ot the cost, then the collector has the right to pursue you for the full amount plus their fees. This is how they make their money. In the meantime, the original creditor writes it as a "charge-off" because they lost money on it.
They CAN sue you for the amount they purchased . YOU CAN use discovery and Find out how much they paid for the debt (25 cents or 30 cents ?) . This is their damages This is what you would owe them, If they win . - unless you don't raise the issue - the only amount the court hears is the original amount . USE DISCOVERY and find out what was paid for the debt. Then argue that the only amount that they are entitled to is the amount that they paid.
What websites are used under the above term "USE DISCOVERY"?
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Can a collection agency sue for unpaid credit card debt?
yes
Can you be sued by the original creditor if they have already sold your case to a collection agency?
If they've sold your case to a collection agency, they have been "paid" for your debt with the money the collection agency gave them for your case, so, no, they can't legally sue you - as far as I know.
You paid off your car debt and the collection agency still has not sent your title?
Sue them for wilful noncompliance and harassment.
When a collection agency buys your charge-off can they take you to court and garnish your wages?
Yes. They can sue you and if they win a judgment your wages can be garnished as long as you are in a state that allows wage garnishment. If you are in TX, PA, NC, or SC, wages cannot be garnished for this type of debt.
Can a collection agency sue you for the amount they want monthly?
A creditor can sue you over a debt. If you are paying them anything at all or offering to pay them anything at all, they aren't likely to sue you just to make you pay a higher dollar amount per month.
Can a collection agency sue for a 'charged off' debt?
Yes, the term "charge off" does not render the debt invalid or uncollectible.
Can you sue a collection agency if they are not licensed in your state?
No you can not
Can collection agency sue a married person?
Yes.
Can a collection agency sue you if you live in Tennessee?
Yes.
Can the collection agency sue you for your car that is worth 12000?
YES
Can a collection agency sue for 300.00 in hospital bill?
Yes.
If you are making sporadic payments to a collection agency and they cash them can they still sue the cosigner?
Unless you have a specific repayment plan that the collection agency agreed to, there is no legal reason that cannot sue the cosigner.
Can collection agency sue you in Texas?
Any collection agency can, in theory, sue you anywhere they can find you. Whether or not they have jurisdiction or a valid claim and whether you have defenses would depend upon the circumstances.
Can a collection agency sue for unpaid credit card debt?
yes
Can a collection agency sue if you do not refuse to pay?
If you are not refusing to pay and you pay the debt, they would have no reason to sue you. If you refuse to pay a valid debt, they may advise their client to sue you depending on what state you are in and what the laws are there. Some states only allow original creditors to sue and not the collection agency.
Can you sue a collection agency for collecting more than the original debt?
yes
Can the collection agency sue for car that is worth 12000?
Yes - they can, or they can put a lien on the vehicle.
