answersLogoWhite

0


Best Answer

Yes. If a couple, or two people jointly opened a CC account, then they are both liable to repay the debt. If one fails, even if subsequently divorced, the other is still liable to pay.

User Avatar

Wiki User

17y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Am I responsible for Joint credit card debt?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?

Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.


Are spouses responsible for credit card debt in Kansas?

If you are a joint applicant, then yes, but if the card is not in your name, then no.


Are you responsible for the debt if you are a 'card holder' on your deceased father's credit card account?

If you have a card with your name on it usually you are considered a joint account holder and are responsible for the debt incurred on that account. If a consumer is listed as an authorized user (they do not have a card with their name) he or she is not responsible for the debt.


Who is responsible for credit card debt?

Generally, the person that signed up for the credit card is responsible. If any users were added to the account, they are also responsible. This include joint accounts. You cannot inherit credit card debt. So, do not believe a collection agency when they tell you that. See the FDCPA for your rights in debt collection.


Is my common law patner responsible for my debt?

Typically, in Alberta anyway, whether married or common-law, unless both persons' names are on the debt - i.e. joint mortgage, joint line of credit, joint credit card, etc. - the other party is NOT responsible for all or even half of the debt.


Who is responsible for a deceased person credit card debt in North Carolina?

The estate is responsible for the decedent's credit card debt.


Is an authorized credit card user responsible for credit card debt if the primary card holder declares bankruptcy?

No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).


Who is responsible for outstanding credit card debt if bank cancels your credit card?

You are because you incurred the debt.


Who is responsible for debt if a bank cancels a credit card?

The person who carried the card is still responsible for the debt.


Are you responsible for credit card debt in a divorce if you are noy a joint cardholder?

The debt should have been divided appropriately in the divorce decree. If not, the fact that you are divorced and not on the card should insulate them from responsibility.


In Alabama is a surviving spouse responsible for the credit card debt of their deceased spouse?

Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.


Who is responsible for Unmarried joint credit cards?

Anyone who applied for the card. If you and your boyfriend/girlfriend applied for the card jointly, you are both responsible for the debt, regardless of whether or not you are married. If you just added your boyfriend or girlfriend on to your account as an authorized user, however, they are not responsible for the debt.