Disadvantages to reverse mortgages include their complexity, their (relatively) high expense when factoring in fees and closing costs, and paying for insurance premiums.
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The US Department of Housing and Urban Development (HUD) has a web page on reverse mortgages for seniors and is a good place to begin learning about the advantages and disadvantages of such mortgages. See http://www.hud.gov/buying/rvrsmort.cfm to begin your research.
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Disadvantages to reverse mortgages include their complexity, their (relatively) high expense when factoring in fees and closing costs, and paying for insurance premiums.
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