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There are many reasons why an insurance company may send an engineer to inspect the damage to your home. The main reason is to determine the cause of the damage to your home. For example, the company may send an engineer to inspect damage to your home if your roof is damaged in order to figure out if it was caused by a covered cause of loss (hurricane) or if the damage is from normal wear and tear.

If after the inspection the insurance company denies your claim I suggest that you speak with an attorney in your local area who specializes in first party insurance law.

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Q: Why does a homeowners insurance adjuster send an engineer to inspect?
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