answersLogoWhite

0


Best Answer

There are many reasons why an insurance company may send an engineer to inspect the damage to your home. The main reason is to determine the cause of the damage to your home. For example, the company may send an engineer to inspect damage to your home if your roof is damaged in order to figure out if it was caused by a covered cause of loss (hurricane) or if the damage is from normal wear and tear.

If after the inspection the insurance company denies your claim I suggest that you speak with an attorney in your local area who specializes in first party insurance law.

User Avatar

Wiki User

14y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: Why does a homeowners insurance adjuster send an engineer to inspect?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

Can a property damage insurance company re-inspect your premises after their adjuster has done a complete inspection with damage estimates?

Sure.


Why does my homeowners insurance require they come to photograph and inspect my already insured home?

Sometimes a company will make sure that a home is not in disrepair before renewing a policy.


Where can you find an insurance company that will sell homeowners insurance to people with large dogs?

Allstate is a company that will insure a home with large dogs. The one stipulation is that they inspect most potential homes, so if the dogs are not in a secure area, the policy could be cancelled for that hazard.


How does property damage insurance work?

Property damage insurance covers damage to property, usually with exclusions. The insured pays monthly premiums and files a claim for any damage that the property receives. The insurer then sends out a claims adjuster to inspect and come up with a monetary amount for the damage.


What does a x-ray engineer do?

They inspect and test malfunctioning or related equipment


Will homeowners insurance cover if a stray cat shorts out your furnace?

Maybe. But don't tell the insurance company that a stray cat is the cause because maybe it is not the cause. Tell the insurance company that your furnace stopped working suddenly and you don't know why. Then let the insurance company investigate. Maybe you have a bigger electrical problem. Maybe you should contact an electrician to inspect your wiring.


How often can an insurance company inspect your home?

There is no legal limit. Most insurance companies will inspect the property at policy issuance and at policy renewal. But they can inspect it at any time they perceive a potential for a change in risk factors.


How do you become a Texas adjuster?

Insurance adjusters are the ones who settle claims. They take care of all the time consuming and complicated documentations like police and medical records, interviewing witnesses and inspect property damages. Texas Insurance adjusters are required to pass the Texas licensing exam and obtain insurance license. Insurance exam and its courses must be TDI(Texas Department of Insurance) Accredited. There are insurance licensing exam providers online that are accredited and authorized by different Insurance organizations.


Will homeowners cover floor joyce's slipping off of main beam?

Typically yes. They had the chance to inspect it when they insured it.


How much your check would be if your car was hit from behind and it wasn't your fault?

It depends entirely on the damages to your car. If your insurance company finds the other driver at fault, an adjuster will inspect your car or you will be instructed to visit a mechanic for an estimate. If you go through the other driver's insurance, you will be issued a check in the amount of the estimated repair cost. If you go through your own insurance, you will be covered for that amount, with the exception of the deductable, which you will pay.


What is covered if your vehicle is stolen before you have your insurance inspection?

In this case, if the car is not recovered, the insurance company will take into consideration the book value of the vehicle, any modifications made such as rims, stereo equipment, and repairs made (WITH receipts only) and offer you a settlement. Please keep in mind that this is non-negotiable considering they did not have the opportunity to inspect the vehicle. Speak to the adjuster asap.


What kind of insurance covers for damages like natural disasters?

The most common type of insurance that protects against natural disasters is flood insurance. Floods can destroy a property. And they are very unpredictable. With that said make sure the amount of coverage covers the true value of one's home or business office. Also, shop around for the best deal.