red 2, black 0, red 102, red 2%. 20 x 102 with 2% tol.
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6.67%
brown, red, brown, silver = 120 ohms
A 5 percent tolerance resistor would only have two significant digits in its stated value, so we are talking about 82000 ohms plus or minus 5%. The coloured bands would be grey (8), red (2), orange (times 1000), and gold (5%).
Brown Black Brown, Gold
242 ohms INCLUDES initial tolerance assuming no thermal drift aging etc