You insulate any ductwork where you want to control the temperature diffences between the inside and outside of the duct. One example would be the combustion air duct, usually a round sheet metal line that comes from the outside and ends near the furnace and/or water heater. Typically this would be insulated with fiberglass padding held in place with a plastic coating. Larger, rectangular ductwork can be insulated with internal or external insulation, not always fiberglass, of verying thicknesses.
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I really dont know but I will tell you to check out some articles at www.High Beam.com and you can check out HGTV on TV and they always put in insulation!
the loft insulation is bad in that house
The answer is quite simple, your duct work is not insulated somewhere. What is happening is the really cold air is blowing through the duct work and where it is not insulated, its causing condensation to form. It then builds up and starts dripping. You can either go to a hardware store and ask them for duct wrap or just buy a roll of fiberglass insulation and wrap it around and secure with duct tape.
Insulation is put in walls & attics to help control temperature extremes in a structure.
Inside, after the insullation, and wiring