Most insurance compnaies have a 2 year suicide clause. Death by suicide after that period, the claim would be paid.
Suicide and life insurance isn't regulated by state law, it is regulated by the insurance company and outlined in the insurance papers.
No, California law does not require an autopsy for a known suicide. If the death is suspicious or reasons for death are unknown, an autopsy is required.
Before 2007, Missouri did not allow life insurance policies to exclude suicide, except that the insurer could avoid payment if it could be proven that the policyholder contemplated suicide when he bought the policy. Some resources will incorrectly state that this is still the law, thereby causing confusion. In about 2007, the law was changed and now insurance companies may exclude suicide for one year after the policy is purchased (in Missouri). After one year insurance companies must pay for death by suicide, even though the policy may recite a longer exclusion period. Note that an insurance company may initially deny your claim after the one year period hoping that you won't know the law and will go away. If the insured commits suicide within the one year exclusion period, the insurance company must return the premium with interest. The Missouri law is located at the link below.
James George Davey has written: 'Life insurance offices and suicide' -- subject(s): Insurance, Life, Life Insurance, Suicide 'Life insurance and suicide' -- subject(s): Insurance, Life, Life Insurance, Suicide 'On medical evidence in our law courts' -- subject(s): Jurisprudence, Insanity 'The Ganglionic Nervous System: Its Structure, Functions, and Diseases'
The real answer lies in what the specific Life Insurance Policy states. Various states have some requirements about "suicide" deaths and how long or short of period of years a policy may be in force before suicide is a covered cause of death. If Georgia has no such law, the policy language will govern whether an OD death is covered. Read you policy.
Suicide is not against the law in the UK. It was until the 1961 Suicide Act which legalised it and introduced laws which dealt with assistance of suicide. Prior to 1961 suicide was illegal in the UK and was punishable by prison and fines (but not death!)
Suicide is a death and all deaths must be reported. A death in a public place, such as a hotel/motel, needs to be reported to law enforcement because the cause of death needs to be determined. After all, it is possible to stage a murder to look like a suicide.
he was my father-in law.....and there are other circumstances surrounding his death...
No. Ohio has a law that specifically prohibits assisted suicide. As of the early 1990's no state in the USA has a punitive law on the books for either suicide or attempted suicide.
Treason
Overdosing is sometimes a method is suicide. Suicide is illegal but often times it is successful and therefore there is no one to prosecute. Sometimes the person supplying the drugs can be held accountable for the death.