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The debts are paid from the deceased's estate, before the heirs inherit what's left (if anything). Debt is not inheritable though, so if the estate isn't enough, the heirs are not responsible for the remainder.

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Q: Who is responsible for credit card debt after death in Louisiana?
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Related questions

Who is responsible for Spouse credit card after death?

The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.


If you live in Louisiana is a wife responsible for the credit card debt of her deceased spouse when the account was in his name only?

No... No...


Can a credit card company report bad credit on an authorized user's credit report after the death of the primary card holder?

if you are an authorized user on the card then you are responsible for the card too. so yes they can


Would my mother's children be liable for any credit card debt she had at the time of her death?

Your mother's estate is responsible for her credit card debt.


I am in Oregon my Dad has died I am 23 and do not know what to do about his credit card debt Am I responsible I am in Oregon.?

AnswerNo, you need to send a copy of the death certificate to the credit card company. You are not responsible for your father's debt.


Who is responsible for your credit card debt after your death in Ontario?

I live in California, and my grandmother passed away and I contacted the credit card companies, told them she died, sent a death certificate, and they took care of the debt.


Who is responsible for your credit card debt after your death in Mississippi?

The estate is responsible for the credit card debts of the deceased. That means before the estate can be settled, all debts have to be cleared. If there is not enough in the estate to cover them, they may not get paid.


Who is responsible for credit card debt after death in the state of Illinois?

Actually, the answer is the credit card holder is responsible for the debt if single, otherwise the spouse may be responsible for a partners debts. If it was made while they were married, otherwise, the bank can't collect the debt.


Is a wife responsible for husbands credit card debt after his death with no estate or will?

If the card is in his name, only, there may be an out. You will need to get legal help.


Is child responsible for parents credit card debt after death?

I think that would be paid out of the estate and not by the child.


If your wife died with credit card debt in her name only should you send them a copy of her death certificate or wait for them to call?

Not sure what the procedure is for all credit card companies, but as long as you are not in charge of the deceased's estate, and your name is not on the credit card account, then you are not responsible. However, you are supposed to call the credit card company and report their death. Any charges incurred after the date of the deceased's death, you are responsible for -- as an authorized user. If you wish to assume the credit card account, you must send the company a copy of your documents naming you as the 'executor of the estate'. This was the case in my mother's recent departure.


If a person has no estate at the time of death who would be responsible for his credit card debt?

Currently I am dealing with estate issues and credit card debts. I am not a lawyer but after talking to many professionals, it seems to me that if their is no estate and no joint credit card holders then the card company will have to write it off.....