Intentional death like suicide are not covered. Either are deaths related to illegal activity.
It depends on the policy and the specific circumstances surrounding the accidental drug overdose. Some life insurance policies may have exclusions for deaths resulting from drug overdoses, especially if the overdose was intentional or related to substance abuse. It is important to review the terms and conditions of the policy to determine if accidental drug overdose is covered.
The cover amount in insurance is the amount of money that covers the said person up to a certain amount of money just in case of a of any accidents or deaths. If any of these cases arise the insurance company pays you an agreed upon cover amount.
many more deaths due to malaria
The cover amount in insurance is the amount of money that covers the said person up to a certain amount of money just in case of a of any accidents or deaths. If any of these cases arise the insurance company pays you an agreed upon cover amount.
It provides double the face value of the life insurance contract if death was accidental. Since only about 5% of all deaths in the US are judged accidental, it is a pretty good bet for the insurance company.
It provides double the face value of the life insurance contract if death was accidental. Since only about 5% of all deaths in the US are judged accidental, it is a pretty good bet for the insurance company.
The real answer lies in what the specific Life Insurance Policy states. Various states have some requirements about "suicide" deaths and how long or short of period of years a policy may be in force before suicide is a covered cause of death. If Georgia has no such law, the policy language will govern whether an OD death is covered. Read you policy.
The purpose of highway insurance is to basically help the public out & reduce deaths/injuries for the highways. Highway insurance is a nonprofit saftely organization that does it's best to reduce deaths, injuries & crashing on highways throughout the country.
Accident "only" insurance is very inexpensive as compared to regular Term Life Insurance. It cost so little, why? It is because the definition of the covered accidents on many policies is very narrow. In some cases in order to be covered you would need to be riding on a "common carrier" that is involved in the accident that kills you. Read all the fine print in particular of the definition of an accident. It is most likely in your best interest to just get a good term life policy that will cover you for any cause of deaths, no matter what!
Suicidal deaths do not come under the purview of life insurance policies any where in the world.
A Harvard Medical Study Links Lack of Insurance to 45,000 U.S. Deaths a Year