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Premiums for burial insurance differ based on age just like a life insurance policy. The older you are when you take out the coverage, the higher the premium will be each month. The price will vary on the location and the features chosen for the burial. Calling your insurance agent is the best way to get an accurate quote. Rates can vary from $21.00 a month on up.
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What are the benefits of burial life insurance?
There are a few possible benefits of burial life insurance. Some of the advantages include there being no age restrictions as there are on many life insurance policies. The cost is low as it only covers one's burial and funeral costs.
Why should I purchase burial insurance?
Burial insurnace will cover the cost of burying you when you die so that family members don't have to pay for it.
What companies offer burial insurance?
Most life insurance companies will offer burial insurance as well. You can find a good sized list of companies at (http://www.burialinsurance.com/Burial-Insurance-Burial-Insurance-Info-Company-Information.html).
Who is honoring National Burial Insurance Company Burial Policies?
Monumental Life Insurance Company bought National Burial Insurance Company. Monumental Life Insurance Company will be honoring the burial insurance policies. (Monumental Life has changed names to Transamerica.)
Which company write burial insurance policy?
Funeral homes sell burial insurance policies but you are much better off buying a regular life insurance policy and using part of the benefits to pay for funeral costs. The cost per thousand of the normal life insurance policy is much less on a regular policy than on a burial policy sold by the funeral home. Funeral homes make extremely high commissions on the sales of these policies, the beneficiary and owner of the policy is probably the funeral home as well so you can't change your mind later and make any changes in the policy.
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Burial Insurance Can Protect Your Loved Ones?
If you do not have a large savings account, your might consider purchasing burial insurance, also known as funeral insurance. The average funeral can cost over $8000 and that amount must be paid upfront before services can be rendered. If you do not want to burden your survivors or, worse, delay your funeral by days or even weeks, having burial insurance coverage in place will make sure that your relatives can give you the funeral that your desire with no delay and no worry of coming up with the fees.
