You should contact the legal department of the insurance company and ask for its advice. The company may initiate a search for the beneficiary with the resources at its disposal.
Do you have the policy owner's permission?
On average a company has 60 to pay the settlement or notify the beneficiary if there are any problems concerning the settlement. If the beneficiary killed the insured person the company can refuse to pay.
Once you send in the beneficiary claim form and an official death certificate, the benefits are usually paid within one to two weeks.
As long as you did not make your beneficiary irrevocable, you can just change your beneficiary. If your beneficiary is irrevocable you are out of luck unless you can get them to authorize the change.
As long as the policy was in force at the time of the insureds death you can place a claim. Simply contact the agent who will be happy to assist you or contact the claim department directly at the insurance company.
Check the terms of the policy. In most cases, yes, as long as the beneficiary was not responsible in any way for the murder. The insurance company may require full police reports.
You can contact your old agent, your agents office or the customer service department of your life insurance company and they will send you the appropriate benficiary change paperwork as long as you are the owner.
If you are the beneficiary, this is a very long period of time. Consider calling the insurance company and ask what the delay is. If there's an executor, you should contact them as well.
If you are the insured you can change the beneficiary at any time as long as it is not an irrivocable beneficiary and there is insurable interest
The proceeds of the insurance policy are not effected as long as there is a named beneficiary. If the estate is the beneficiary than the proceeds are subject to probate and taxation.
life insurance