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Q: How long does a an insurance company have to locate a beneficiary?
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How long after death do you have to collect on a life insurance policy if the beneficiary can not be found?

You should contact the legal department of the insurance company and ask for its advice. The company may initiate a search for the beneficiary with the resources at its disposal.


Can an insurance company inform the beneficiary of how long a policy has been in force and if it covers a suicide?

Do you have the policy owner's permission?


How long does it take to get a settlement from life insurance companies?

On average a company has 60 to pay the settlement or notify the beneficiary if there are any problems concerning the settlement. If the beneficiary killed the insured person the company can refuse to pay.


How long does a life insurance company take to pay the benefits to a beneficiary?

Once you send in the beneficiary claim form and an official death certificate, the benefits are usually paid within one to two weeks.


Do you have to change your will or can you just change a beneficiary for your life insurance?

As long as you did not make your beneficiary irrevocable, you can just change your beneficiary. If your beneficiary is irrevocable you are out of luck unless you can get them to authorize the change.


How long after an insured dies can a beneficiary get paid on a life insurance policy?

As long as the policy was in force at the time of the insureds death you can place a claim. Simply contact the agent who will be happy to assist you or contact the claim department directly at the insurance company.


Can beneficiaries collect life insurance benefit on murder?

Check the terms of the policy. In most cases, yes, as long as the beneficiary was not responsible in any way for the murder. The insurance company may require full police reports.


You want to change the beneficiary on your life insurance policy you just got divorced pruco life insurance?

You can contact your old agent, your agents office or the customer service department of your life insurance company and they will send you the appropriate benficiary change paperwork as long as you are the owner.


My mother died eight months ago i haven't receive my life insurance payoff is that normal or not.?

If you are the beneficiary, this is a very long period of time. Consider calling the insurance company and ask what the delay is. If there's an executor, you should contact them as well.


You have your children listed on your life insurance policy if you get married will the benificiary's change?

If you are the insured you can change the beneficiary at any time as long as it is not an irrivocable beneficiary and there is insurable interest


What happen when the insured on an ins policy dies without a will?

The proceeds of the insurance policy are not effected as long as there is a named beneficiary. If the estate is the beneficiary than the proceeds are subject to probate and taxation.


How long does a insurance company have to evaluate a claim?

life insurance