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Ideally no, however there are scenarios.

If the deceased named you as his life-insurance beneficiary, the money goes straight to you, without passing through probate. Even if the estate can't cover his back tax debt, you get to keep the money. If the estate is the beneficiary or the deceased didn't name a beneficiary, however, the death benefit becomes part of the estate. The IRS can then seize it for unpaid debts, just as it can seize other estate assets. So can other creditors.

If you're the deceased's spouse and you filed joint tax returns, the law makes you liable for each other's tax bills. *The exception is possible, if you can claim "innocent spouse" protection: if you show you weren't responsible for the debt and didn't know about it, you may escape paying.

Also in cases of estate tax, its upto the executor on how to manage and who sees the pennies, this depends on various scenarios on a case to case basis.

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Q: Does the beneficiary pay from life insurance pay the IRS if you die?
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