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A standard life insurance policy usually contains a provision stating that death that is the result of suicide will not be covered if it occurs within a stated period of time after the issuance of the policy. The period of time varies, but it is frequently two years.

The reasoning for this provision is that insurance is intended to cover fortuitous occurrences, not ones that are planned or intended.

NOTE= Commiting suicide is never the answer to a problem.

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Q: Does life insurance pay for suicide?
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Can your son collect life insurance young you commit suicide?

Most life insurance policies do not pay out for suicide.


If the death is ruled suicide will life insurance still pay?

Most, if not all, life insurance policies have an exclusion that states that the policy will not pay if the death is ruled a suicide.


Does life insurance pay on a suicide before two years?

Life insurance does normally include an exclusion period for suicide, and 2 years is common. It depends on the state you live in.


Can your beneficiary collect life insurance benefits after your suicide in the state of Tennessee?

No, if the life insurance policy is less than two years old. Some insurance companies would not pay at all in case of suicide. It all depends on the conditions in the life insurance policy.


Do life insurance policies pay for suicide in WY?

Suicidal deaths do not come under the purview of life insurance policies any where in the world.


Will insurance pay out if the death is suicide English Law?

Suicidal acts do not come under the purview of life insurance policy benefits.


Life insurance suicide?

Most life insurance policies have a two year suicide clause that states that the policy will not pay for death by suicide if it occurs within 24 months from the date the application was issued. Death benefits will be paid if it is after that time period. If the suicide occurs during the suicide clause the insurance company will return the premium paid in full plus interest.


Does insurance pay for suicide?

it depends on your plan.


What has the author James George Davey written?

James George Davey has written: 'Life insurance offices and suicide' -- subject(s): Insurance, Life, Life Insurance, Suicide 'Life insurance and suicide' -- subject(s): Insurance, Life, Life Insurance, Suicide 'On medical evidence in our law courts' -- subject(s): Jurisprudence, Insanity 'The Ganglionic Nervous System: Its Structure, Functions, and Diseases'


Does the state of Ohio pay life insurance benefits for suicides?

Generally If a suicide is committed by the insured within the 1st 2 years of issue of the policy it will not pay. This is known as the suicide clause. After 2 years the policy will pay.


What is covered under life insurance Is suicide covered?

Suicide is usually excluded under a life insurance policy. The suicide exclusion usually states that there is no payout of life insurance proceeds if the death is due to suicide within two years of the puchase of the life insurance policy. In some states, like Colorado, the suicide exclusion is one year.


Will State Farm pay off on a suicide?

Yes. Most life insurance policies have a "suicide clause" that allows death benefits to be paid out on a suicide after the policy has been in effect for two years.