What is a credit token agreement?
A credit token is a card, cheque, voucher, coupon, stamp, form,
booklet or other document or thing given to a consumer by a person
carrying on a consumer credit business, who undertakes that they
will provide cash, goods or services to the consumer or will
provide payment to a third party to provide cash, goods or services
to the consumer. The most common example of this is a credit
card.