When would laptop insurance be beneficial in the UK?
Laptop insurance is only beneficial when there is a high chance
of having to use the insurance within a few years. The skill of
laptops increase a lot every year, devaluating the older models. An
insurance of 50 pounds a year for a laptop might be a good idea
when it's new, but after 3 years most of the laptops are worth 50
pounds and it wouldn't be profitable to extent the laptop insurance
after that. In other words, make sure that you only take an
insurance for a year, and extend it after that year if you think
that it's still necessary.