Is a bank account needed to start a PayPal account?
No, you don't have to have a bank account to open a PayPal
account, but unless you do have one, you can't become "PayPal
Verified". Your PayPal account will initially have sending and
receiving limits and to lift these limits (and withdraw any money),
you need to register your bank account details to your PayPal
account. You can also use a Visa credit card to send and receive
payments.