You can talk to people on separate servers and channels. So its very convenient.
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No, websites have IRC channels by choice.
If your computer is properly configured from a security standpoint, you may be able to download the installation file but not run it. The installation of the IRC client will require administrator privileges because it changes computer settings and opens ports for communications. Because IRC connections are usually unencrypted and typically span long time periods, they are an attractive target for hackers. Because of this, careful security policy is necessary to ensure that an IRC network is not susceptible to an attack such as an IRC takeover war. IRC can also be used for file sharing, so secure networks will block most or all IRC traffic to prevent exfiltration of sensitive information - which is another reason they should prevent non-administrators from installing IRC clients on their machines. Even if you already have an IRC client on your computer, if you connect it to a network that enforces blocking of IRC traffic you still will not be able to communicate via IRC over that network.
The vast majority of IRC clients and servers are free, although there are a few that charge money for their services.
There is not one correct answer on this procedure. Installing and configuring an IRC client is dependent on your operating system, the IRC client you choose, the version of the IRC client you choose, and how you prefer it to be configured. Numerous IRC clients are more popular than others on the Internet. For Windows, mIRC is a popular choice. For Linux, XChat (also known as X-Chat) is a popular choice. For Mac OS, XChat Aqua (also known as X-Chat Aqua) is a popular choice. A complete list of IRC clients can be found at http://en.wikipedia.org/wiki/List_of_IRC_clients.
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