After your parents beat the crap out of you, you go to prison for a few years and get locked up with a big huge gay guy who falls in love with you.
No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.
No. In any US state insurance companies are only allowed to sell auto insurances of any kind to licensed drivers. The reasoning for this is because in the event that the person with the learners permit fails their road test(s), then the insurance companies are not held liable in the event of an accident. That is why there is a manidtory requirement that the person with the learner's permit drive with a licensed experienced driver in the car at ALL times, so in the event there is an accident, the insurance company will cover it under the licensed driver's policy.
I don't know for sure about California, but in my state and all states I know of, you are required to have a licensed driver with you when you only have a learners permit and cannot drive alone. Take a look at the permit, driver's manual, or call your local DMV.
You must be licensed to drive, or have a permit and a licensed driver with you. Otherwise, there are legal consequences for that driver. The insurance company may not pay for any damages depending on the policy.
Yes, as long as the other person is a legally licensed driver.
Hopefully you were not driving alone ... you could lose your permit for that. Otherwise, it works the same as if you had a normal license ... the police will take down all the information - whomever was in the front passenger seat (hopefully a licensed driver over the age of 21) will also have to accept responsibility, as you were driving under their guidance and direction.
Most likely yes. I know of cases that a completely unlicensed driver causing an accident and the insurance still applied. Most insurance policies don't have a requirement that a person be licensed in order for coverage to apply.
No, you can not get insurance unless you have at least one licensed driver on a policy.
No. Must have a licensed driver in the vehicle over age 21.
No, there must be a licensed driver with the permit driver.
Yes a learners permit allows you to drive a car etc. with a licensed person in the car with you for the purpose of teaching you how to drive. A license allows you to drive whenever and wherever you want.
only if the friend is over 21 years of age and a licensed driver.