Teenagers
I have found that State Farm has the some of the highest quality insurance. State Farm normally offers very competive rates for safe drivers.
The rates for new drivers with Progressive Insurance depend on the client. If the client is a teenager, its insurance rates are more likely to be higher due to their inexperience driving.
The average cost for a new, young driver is $1,600 a year. Young drivers always have the highest insurance rates.
Detroit has the highest car insurance rates in the state of Michigan. On average, drivers pay 50% more for auto insurance in Detroit than in other Michigan cities.
Maine and Iowa have the lowest auto insurance rates. Washington D.C. has the highest auto insurance rates.
Since they are the most reckless drivers young people always face the highest insurance rates. LCLS is an aggregator that offers rates from different companies. You should also check with an independent insurance broker.
Teenagers
California car insurance rates are higher for drivers under 25. However your rates may be lower depending on your gender and driving record.
Check out http://michigancheapcarinsurance.org/ a great site for seekers of insurance in Michigan,with great rates for teenage drivers.
Insurance companies do not give discounts to bad drivers. If you were given a ticket and the judge said you have to pay that ticket, then your insurance rates do increase.
Insurance companies do offer discounted rates for drivers over the age of 50. Some insurance companies require you to take a driving course to receive this discount.