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Does a home based child care center need commercial liability insurance?
To become licensed child care center, you are required to have commercial liability insurance. However if becoming licensed is not your goal, commercial liability insurance is not necessary. You should consider increase your home owners insurance to protect you in the event of accident. Most insurance companies will provide you additional coverage for people wanting to do a start a home based day care.
Who can supply me commercial truck insurance?
Many people use www.commercialtruckinsurancenitic.com
What kinds of insurance is offered by Fleet Insurance?
Fleet Insurance is actually a kind of insurance. This would be for people or companies that have more than a few vehicles that need to be insured. Such as a delivery company.
Where can one obtain business commercial insurance?
One can obtain business commercial insurance from many of the same insurance companies people use for home or auto insurance. Some of these companies include Nationwide, All State, Farmers, State Farm, and Progressive.
What are the benefits and risks of commercial liability insurance?
Yes, if a lot of people drive the vehicle, you need insurance to cover everyone who drives it. Although typically the insurance goes with the person, so as long as your people are covered, the vehicle is.
What is trucker insurance?
insurance for big rigs or big lorries Answer: Usually when people say, "trucker insurance" they mean Commercial Auto for Truckers, and could include both Liability and Physical Damage and other common Auto coverages. Different aspects should be considered, such as whether the trucker is an employee or an owner-operator, and whether coverage is needed when the trucker is not under dispatch. Commercial Auto policies are different from Personal Auto - for example, a covered driver is not necessary covered to drive other vehicles.
Is it necessary to buy catastrophic medical insurance for people covered by regular medical insurace?
Catastrophic medical insurance is insurance only for large payments when something major happens to you. If you have regular health insurance, you do not need to purchase catastrophic insurance as well.
Can anyone with insurance drive your car if it has business insurance?
No. Even if you have commercial insurance on your vehicles, you are still responsible for providing the insurance company with a list of drivers. If you do not notify them of the people driving the vehicles they can still deny coverage as you are not obeying the terms of the policy.
Why or why not should plastic surgery be covered by insurance?
Any surgery that is elective should not be covered by insurance. That is most insurance companies policy. However, many people find a way around their insurance by claiming, either truthfully or falsely, that a particular surgery is medically necessary. These then are the same people who complain about insurance rates. When insurance has to pay out for procedures that are not necessary, it affects everyone because they raise premiums. So, if we want affordably healthcare, we will not lie about medically unnecessary surgery.
Where would you find some used commercial trucks that can be drove by people?
It is necessary to have a commercial driver's license to drive a commercial truck. There are several sites on the internet that list used commercial trucks for sale including www.thepetestore.com, www.commercialtrucktrader, truckertotrucker.com, and autotrader.com.
What is the song on travelers insurance commercial with the toy people?
Puffin' Billy by Edward White played by Melodi Light Orchestra.
When people have more then one insurance which one is considered the primary ins?
If medicare is one of the insurances then medicare is primary and the commercial insurance is secondary. If you have two commercial insurances then that would depend. It would be a good idea to contact both and get that straight before you incur a lot of bills.
