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Can debt collectors trespass?
Debt collectors are not allowed to enter your property without permission, so if they do so, they would be violating trespassing laws. However, they can visit your property to attempt to collect a debt as long as they do not enter your home without permission.
Can debt collectors call you at home on Sundays?
absoluetly ,except in Idaho. Yes in all states except Idaho .
Can I protect my property and home after being served a Writ of Execution?
A homestead exemption can protect your home from being sold to satisfy a debt in some cases. However, it would not erase the debt. If there is no homestead exemption on your home prior to the execution being filed then you must pay the debt in order to remove the lien.
Is the estate of mother responsible for medical bills and credit card debt when she owns a mobile home and rents a space in a mobile home park and owns a car?
The general rule is that the estate is responsible for the debts of the deceased, including medical bills and credit card debt. It's not clear what owning a mobile home and car have to do with it, other than that those are assets that could be liquidated to pay off the debt.
Can a mobile home be eligible for a home equity loan?
Yes, JCF Lending Group offers cash out and debt consolidation loans for mobile and manufactured homes in parks.www.chattelmortgage.net
How do I protect my mobile home from tornados?
The short answer is: you can't. A tornado will probably destroy even a tied-down mobile home, so if a tornado is coming toward your mobile home, the only thing to do is run for it.
Understanding How the Fair Debt Collection Practices Act Protects Consumers?
The Fair Debt Collection Practices Act (FDCPA) protects consumers by setting guidelines for how debt collectors can communicate and behave when attempting to collect debts. It prohibits practices like harassment, false statements, and unfair practices. Consumers have rights under the FDCPA, including the right to request verification of the debt and the right to stop debt collectors from contacting them. It is important for consumers to know their rights under the FDCPA to protect themselves from abusive debt collection practices.
If a man dies in Florida is his wife responsible for debt that is only in his name mobile home car ect?
In most instances, yes, she will be responsible. It is assumed that she benefited from the assets, drove the car, used the mobile home, etc.
If Annulment is not final and you buy a house in Florida can a lien or collectors come after you and attach a claim to the new home for wife's debt prior to marriage even with quit deed signed?
Debt prior to marriage should not be transferred, but any debt from the marriage is still your responsibility if she fails to pay.
Does a company need to notify the consumer of money owed before reporting to debt collectors?
Yes, it would be normal to invoice the consumer by mail several times before passing the debt to the debt collectors. However, have they got your address correct?, has the mail gone missing?, has someone at home been hiding the bills?. If you are in difficulty (at least in the UK) you should seek (free) help from the Citizens Advice Bureau about how to deal with the dept. Note also that when a dept is passed to collectors they begin adding their charges on top - it is how they make their money!.
Can a mobile home finance company place liens and garnish wages after repossessing a mobile home or can you just leave it as a bad debt that will haunt you for 7-8 years and then go away?
After the mobile home is repossessed they will try to sell it. You will be liable for the difference of what you owed less what they got for it. They can sue you for that amount and if they win a judgment against you they can place liens on property or your person, sieze bank accounts and garnish wages. Wages cannot be garnished in TX, PA, NC, or SC. No debt EVER just 'goes away' and its presence or absence from your credit reports does not alter attempts to collect a debt.
Can debt collectors track and harass foreigners in their home country?
With the ability to access private information from almost any source. They probably could find your whereabouts. Their ability to take any action is not likely. Only the laws of the country where the debt is incurred apply.
