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That's a god question. The occupational accident coverage should cover owner operator losses. The real question is does having Contingent Liability policy cover the Motor Carrier if the Owner Operator is found to be an employee? The short answer is "NO." The Contingent Liability is not a Workers Compensation policy. Nor can it act as one. The statutes in Ohio, Washington, North Dakota, and Wyoming dictate that only the State may issue a Workers Compensation policy. That being said, there is NO protection against the State coming after the Motor Carrier to audit them for all those Owner Operator drivers if they were deemed to be employees. The contingent policy will be found by the state to be inadequate coverage as it is NOT Workers Compensation, and by definition, CANNOT be Workers Compensation.
One should note, However, Ohio, Washington, North Dakota, and Wyoming all statutorily exempt an Owner Operator from being an employee. Therefore, the states would be hard pressed to find these owner operators to be an employee.
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Which states are monopolistic for wc?
Washington, Wyoming, North Dakota, and Ohio are monopolistic states
What states are monopolistic?
There are 4 monopolistic states - North Dakota, Ohio, Washington and Wyoming. Nevada and West Virginia had been monopolistic, but are now private insurance states.
Which states are Workers Compensation Monopolistic States?
North Dakota, Ohio, Washington & Wyoming. Also, the US Virgin Islands and Puerto Rico are monopolistic, and AZ, CA, CO, ID, MD, MI, MN, MT, NY, OK, OR, PA & UT are option states. Could you explain what option states mean? Does that mean you have the option for them to be monopolistic if you want to of what exactly?
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What does current state occupational licenses held mean?
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When was the Occupational Safety and Health Administration formed?
OSHA was created by the Occupational Safety and Health Act of 1970, but did not start to get organized until 1971. The Occupational Safety and Health Act of 1970 is the US legislation that created OSHA (the Occupational Safety and Health Administration), NIOSH (the National Institute for Occupational Safety and Health), and the Occupational Safety and Health Review Commission. The Occupational Safety and Health Act is the primary federal law which governs occupational health and safety in the private sector and federal government in the United States. It was enacted by Congress in 1970 and was signed by President Richard Nixon on December 29, 1970. Its main goal is to ensure that employers provide employees with an environment free from recognized hazards, such as exposure to toxic chemicals, excessive noise levels, mechanical dangers, heat or cold stress, or unsanitary conditions. The Act can be found in the United States Code at title 29, chapter 15.
What is the act for health and safety?
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What does PL 91-596 the Occupational Safety and Health Act of 1970 require?
PL 91-596, the Occupational Safety and Health Act of 1970, is a US law passed by Congress and approved by President Nixon. It requires:Each employer to provide employment and a place of employment that is free from recognized hazardsEach employee to follow established safety procedures and report hazards they may be aware ofThe establishment of the Occupational Safety and Health Administration (OSHA)The establishment of the National Institute of Occupational safety and Health (NIOSH)The establishment of the Occupational Safety and Health Review Commission (OSHRC)That States can operate their own occupational safety and health programs, with partial Federal funding, if approved by OSHA
What are some requirements for occupational therapist schools?
you must have a master degree from collage! All States regulate the practice of occupational therapy To obtain a license! Certification is voluntary. The National Board for Certifying Occupational.
What does a monopolistic workers comp stae mean?
As of 7/1/2008, there are 4 states in which the workers' compensation system is considered "monopolistic". This means that the individual state sets rates and operates a state administered fund of workers compensation insurance, vs. the coverage being written in a competitive market by private insurers. Currently the only monopolistic states are North Dakota, Ohio, Washington and Wyoming.
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