This will be determined by the state laws and your policy. In Georgia, for example, a civil attorney looking for an office, promised to reduce auto insurance rates by 15%. Since he had no real knowledge about insurance, business, or much anything else, all he did to reduce rates was to do away with PIP Coverage which was a valuable coverage. By wiping out PIP coverage he reduced the rates but forgot to tell people about the loss of coverage.
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insurance fraud.
You can change your auto insurance at any time. It is up to the company to decide whether or not to accept your claim.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
Liability insurance for drivers is a requirement in the state of Mississippi. The other party involved in this accident does not have insurance. I do have liability insurance. The accident was not reported although law enforcement was called and an accident report was completed. The other party now wants me to fix her automobile. What are my rights in this situation?
1) Your insurance company receives your driving record from your DMV. If you are in an accident and it is reported to the police, they will add that accident to your driving record. 2) When you are in an auto accident, the insurance companies of everyone involved are notified when people submit claims.
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.
Maybe. Did the unlicensed driver have your permission to be operating the car when the accident occurred? If so, maybe not.
It is never a good idea to drive without insurance as there are costly penalties if one is caught or involved in an accident. If one is in an accident without auto insurance, their options are limited but they may be able to sue the other driver if they are at fault.
Auto insurance.
Your auto insurance should be lowered if you do not have an accident or tickets for a year.
If you are under 18, yes.
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.