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You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.
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Does auto insurance cover any driver of your car?
no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes
Would the insurance increase if the driver has an accident with learners permit?
It is possible that the insurance rate would go up if a permitted driver has an accident. Usually, raising insurance rates is not an individual decision.
Does your auto insurance company have to cover your son's accident even if he's not listed as a household driver?
No he have to listed as a second third or household driver for being cover by insurance
If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?
when you get the insurance you can register your daughter as an autorized driver and the insurance will cover for the damages.
Who is responsible for a accidents costs the owner of the car or driver?
the accident is cover by insurance if the driver did not have insurance but the owner dose then it should cover for uninsured motorist if the driver was not a excluded driver of the vehicle a excluded driver is like a relative that lives the the policy holder but is not on the policy as a driver
Does insurance cover a minor driver who is not on your policy?
If they are not on your policy then they are not covered.
Does your car insurance cover a non-insured driver?
sometimes
A car with liability insurance only is borrowed and in an accident Car is totaled Whose insurance will cover?
When a car is borrowed (with permission) the insurance of the car owner is primary and the insurance of the driver is secondary. Here, the car owner has no coverage to pay for the damage to his/her own car, so the driver's liability insurance would cover the cost of the car. That is assuming the driver has liability insurance, if the driver doesn't have liability insurance, the car owner is stuck (unless he sues the driver).
What does collision auto insurance cover?
Covers medical expensives for you and passengers, will cover damages if other driver who is At Fault doesnt have insurance.
What is the responsibility of an insured person who does not give permission to an uninsured person when they drive their car and cause damage?
If your car was taken without your permission, your insurance company may still cover the claim. However, it would be considered as a theft of vehicle and they may look for reimbursement from the other non-permitted driver's insurance to cover the loss.
What does broadened collision auto insurance cover?
Covers medical expensives for you and passengers, will cover damages if other driver who is at fault doesnt have insurance.
Who's insurance covers you if you drive a friend's car but only have a learner's permit and your parent's and the friend are insured?
Usually the insurance on the car covers any permitted driver unless that driver is excluded in writing.
